When you cancel an eligible Scotiabank credit card, or you switch your eligible Scotiabank credit card with an active installment plan to a Scotiabank credit card that is not eligible for installment plans, the installment plans will automatically get cancelled. Compare American Express Credit Cards; Calculate your rewards. Get a quote for Credit Card Insurance Today!To qualify for these offers make sure to open a new Scotia Momentum® Visa Infinite* credit card account by October 31, 2024. They affect you because they reduce the returns of the Premium TH Series units of the Fund. SCOTIA CREDIT CARD PROTECTION HOSPITALIZATION CLAIM 1. 1 This is not an insurance quote. Scotia Line of Credit Insurance Protection. 40 MR DAKSH SUNEJA - 4537 351 203 275 012 002 Dec 16 Dec 19 TIM HORTONS #5766 BRAMPTON ON. Monthly premium amount. 99% on Purchases 22. P. Should an unexpected life event arise, your insured Scotiabank debt could be paid in full, or monthly payments will be maintained for a period. Life and Critical Illness Insurance for the cardholder and secondary cardholder (Joint coverage) on the same Scotiabank MasterCard account) costs $0. ; Within two months complete two of the following: i. $120. 5% foreign transaction fee that applies each time you spend money abroad. [email protected] per $100 of Your Account Balance and for Basic Protection the monthly premium rate is $0. This means your average balance is just over $1000, and you're basically paying an extra 12% a year of 'insurance'. For example, You and Your mean the . Promotional low rate fee 3. Adjustable Premium – An adjustable premium is a premium that can be adjusted over. In a Branch. SCOTIA LINE OF CREDIT PROTECTION | PRCT UMMAR ACT T 10 11 How your premium payment is calculated Your premium payment will be calculated daily. In Person – Make an Appointment at a Branch – Find a Branch. The STEP allows for increased flexibility and lets you initially borrow up to 80% of the value of your home. With optional Scotia Creditor Insurance Protection, your Scotiabank debt payments are maintained or paid in full, in whatever situation you encounter. They affect you because they reduce the returns of the Premium Series units of the Fund. 00. P. Premiums are calculated as per the Certificate of Insurance and are subject to eligibility requirements. All coverage is subject to the terms and conditions outlined in the certificate of insurance which you will receive upon. Please keep this amendment notice with Your Certificate of Insurance for documentation. They affect you because they reduce the returns of the Premium Series units of the Fund. Life and Critical Illness Insurance for the cardholder and secondary cardholder (Joint coverage) on the same Scotiabank MasterCard account) costs $0. e. Earn 4% Cash Back on eligible grocery and recurring bill payment purchases. CPC and SCP are simply abbreviations Canada Post Corporation uses on credit card statements. Here are some of the common fees you may encounter using Scotiabank’s financial products and services. Annual fee: $120. 49 per $100 of Your Daily Balance for the remainder of Your coverage period. 95 per $100 of Your Average Daily Balance. 90 for every $1,000 invested. 8. 99% on cash advances. You can find more detailed information in the Fund's simplified prospectus. Premium Interest is only paid at the end of the Premium Period, and only if no debit transactions were made within the Premium Period. Every eligible purchase you make will earn at. L8K 1W2. Visit your local. You get a promo rate of 1. For example, You and Your mean the . $1. 00 after Seniors Discount. • The premium rate for coverage is based on Your Daily Account Balance which is calculated daily and billed monthly. Bank accounts. Box 1097, Station B Willowdale, Ontario, M2K 3A2 T +1. to 8:00 p. So I have SCCP on my credit card and a balance of just under 2000$. 3. To cancel your credit card, please call us at 1-866-267-4935. Missing documentsScotia SelectPay - Installment payment plans; Resources. Scotia Credit Card Protection insurance can help offer your family the financial protection they need when it matters most. The Bank of Nova Scotia In this Certificate of Insurance (“Certificate”) and Your Schedule of Coverage certain words have specific and defined meanings. Scotia Credit Card Protection insurance; Security and fraud; Tools. Get a quote for Credit Menu Insurance Right!Pay no foreign transaction fees and earn 5x the points with the Scotiabank Gold American Express card. Remember my username or card number. 00. Tax-Free First Home Savings Account (FHSA) The Tax-Free First Home Savings Account is a new registered account that first rolled out in 2023. 99% for cash advances; Income requirement: $15,000; Earn rate: up to 3% cash back; This no-fee BMO cash back credit card allows you to earn up to 3% cash back on everyday purchases, as. Baggage Loss, Damage and Delay Insurance 1. 25% 10. Monday - Friday. Fund expenses You do not pay these expenses directly. The source address is named the calling party address, and the destination is called the Called Party address. indd 2 7/3/20 9:58 AM. Hamilton, Ontario. 98. The Price Protection Service doesn’t apply to price differences of less than $10 per item. Get a quote for Credit Maps Insurance Today!List of 90 best SCCP meaning forms based on popularity. 50% Example of calculating the premium based on daily balances. Scotiabank offers a mortgage glossary to help you understand different lending terms you may encounter. Scotia Aria Equity Defend Portfolio - Premium TL Series July 7, 2023 This document contains key information you should know about Scotia Aria Equity Defend Portfolio (the "Fund"). Scotia Credit Card Protection insurance is an optional insurance product available to Credit Card customers to provide comprehensive coverage that stays in place as Your protection needs change. Bank how and when you want. Homes $500,000 to $999,999 require 5% on the first $500,000 and 10% on the portion of the price that’s over $500,000. Enjoy 24/7 concierge service 3. The Scotiabank Passport™ Visa Infinite* Card provides up to $100 per item in price protection for eligible new items purchased in Canada (maximum payment of $500 per calendar year). SSCP wins on content depth. How-to top-up your mobile. ORIGINAL WARRANTY. Most Popular;. SCCP CERT English 1471414 10 18Sample. The lesser of $25. By phone. The SSCP, or Systems Security Certified Practitioner, is a certification for cybersecurity practitioners tasked with monitoring information systems and reacting to security incidents. How your premiums are calculated. 00 or the amount of credit balance. a sum in advance of or in addition to the nominal value of something. 00) Fast Card fee 4. Most common SCCP abbreviation full forms updated in October 2023. l6. Your Monthly Insurance Premium. Yo u are neve r re quire d to purc hase insuranc e: Ev that is of fered by your distributor; pe from a person who is as signed to yo u; or en if you are required to be insured,Optional Scotiabank Mastercard®/Visa® Credit Life Protection ‡ provides up to $85,000 in coverage with premiums based on the outstanding balance on your previous month’s Scotiabank Mastercard®/Visa® account. Unlimited debit transactions 3, Interac e-Transfer † transactions, and Scotia International Money Transfers ±. 3% of each transaction amount (min. Signalling Connection Control Part + 3. Scotia Credit Card Protection: Monday-Friday 8:00am-8:00pm ET: 1-855-753-4272:. (or 0. 15 $7. Scotia Credit Card Cheque fee. e. Your completed Scotia Line of Credit Protection application, the letter confirming Your coverage elections under Scotia Line of Credit Protection,Figure 2-30 Logical View of SCCP Subsystems. However, in our view, what you really want from a comprehensive foundational exam is breadth: i. to suit your budget. The Canada Post Corporation has a history going back to 1867, and it used to be called the Royal Mail of Canada before it changed its name. Credit Balance Administration fee 5. Get a quotes to Credit Card Insurance Today!words have specific and defined meanings. Annual ratethe following definition: CxH(2x-y+2)Cly. For example, “You” and “Your” mean the Primary Insured as named on the Schedule of Coverage, the “Insurer” means Chubb Life Insurance Company First, if your credit card balance is under $10, you will not be charged the balance protector premium. The features of each card vary, as does their point earning potential. Account level charge - Charges against any account transactions (i. Earn an additional 0. Book an appointment. 99% on cash advances and balance transfers. 09 per $100 of the daily balance on your credit card account (plus any applicable sales tax). 09 per $100 of the average daily balance on your credit card account (plus any applicable provincial sales tax). No, most of the Scotia savings accounts do not charge a monthly account fee. Just look for the Visa payWave symbol at the checkout. Online appointment booking. This optional insurance 1 coverage can pay off your outstanding account balance or help cover your monthly credit card payments as a result of certain unexpected events that may have significant financial impact, such as: With Scotia Credit Card Protection, your coverage and premium is always based on your Account balance. However, in the event of your death or the diagnosis of a covered critical illness, this convenience could become your family's financial obligation. 221. As of December 31, 2022, Premium Series units of the Fund's expenses were 1. Apart from how easy it is to get it, it is also equipped with amazing cash-back perks (up to 5%) in more than 7,000 Canadian stores, has no annual fee and has amazing technology behind it. Continue to enjoy all your. 21 CLAIM INFORMATION Full Name: Phone #:View Credit Card Insurance Application(1). Annual rate (as a % of the Fund's value) Management expense ratio (MER) T his is the total of Premium Series units of the Fund's management fee (including theBuy Credit Card Balance Protective Protection for Treasury Stability available you and your family in unexpected events. However, in our view, what you really want from a comprehensive foundational exam is breadth: i. The last thing you need to worry about during an emergency is how to pay your bills. m. SCCP Routing Control. 92. The cash back card with the most awards in 2021. From the 9th century on, its meaning gradually shifted, so that it came to mean only the part of Britain lying north of the Firth of Forth: the Kingdom of Scotland. fee of $5. I have a stable job working as an English teacher in Korea, but I plan to leave here August 2015, travel for some time and then go back home. Scotia Credit Card Protection offers. 09 per $100 of Your Daily Balance until your 70th birthday, and $0. A business (if not a farm, fishery or ranch), that is a small business corporation within the meaning of subsection 248(1) of the Income Tax Act. $17. ” Then I add another $20,000 on that figure. say, “Oh $700,000, great!” Then I say, “Unless you qualify for mortgage default insurance and pay the required premium, you have to at least first bring 20% down—that is $140,000. The minimum down payment to purchase a home in Canada is 5% on a home that is $500,000 or less. at 1-800-268-9269, [email protected] per. Daily Balance for the remainder of Your coverage period. They will at least reimburse one month prior, although they might do 3 if you're really nice. They affect you because they reduce the returns of the Premium Series units of the Fund. 10% interest on your Momentum PLUS Savings Account 7. Common reasons to get a line of credit. SCCP on credit card. SCCP Meaning. Daily Balance for the remainder of Your coverage period. As of December 31, 2022, Premium Series units of the Fund's expenses were 1. 75% of its value, which equals $17. 70 Mary's insurance premium for the July billing round is $7. pdf from GNED 127 at Centennial College. Ask your representative for a copy, contact 1832 Asset Management L. Buy Borrow Map Balance Protection Insurance for Financial Strength for you and your family into unexpected events. ii. Earn 6 Scene+ points2 on every $1 CAD you spend in Canada at Sobeys, Safeway, FreshCo, Foodland and more. net Rev. $1,000: x: 6: x: $0. A self-service transfer means a transfer to your other Scotiabank account without the help of a. scotiafunds. 09 per $100 of your account balance, calculated daily and for Basic Protection the monthly premium rate is $0. That means there is little support for reducing purchases sooner beyond St. 66 – 70. 09/$100) x 12 / 365. A quick, easy, and secure way to connect with a Scotiabank advisor matched to your needs. 00 or the amount of credit balance. If you’re a Scotiabank customer, you can also cancel or reschedule your appointment using the app:From the app’s Home screen, tap More Tap Contact us Tap Book an appointment and follow the. Scotia Aria Conservative Build Portfolio - Premium Series 2. SCCP has a source and destination address in the header like any other protocol addressing. The monthly premium rate is $1. 09 per $100 of Average Daily. Not receiving Disability benefits from any source. When your credit card expires, the process of activating and setting up the replacement card is simple. As of December 31, 2022, Premium Series units of the Fund's expenses were 1. This may go beyond the term of the loan. This example shows your premium calculation for the month of December using the average daily balance method. Scotia Credit Card Protection (optional) 10 This optional insurance coverage can provide you and your family financial protection by paying off your outstanding account balance or helping to cover your monthly credit card payments as a result of certain unexpected life events, such as Death, Critical Illness, Hospitalization, Disability, Job. View Canada Scotiabank. Guaranteed Investment Certificates (GICs) work similarly to savings accounts as you can earn interest on your funds without the risk of losing your original principal investment. August 18, 2021 GLOBAL ECONOMICS. This optional insurance 1 coverage can pay off your outstanding account balance or help cover. To get coverage this month, you’ll need to pay a balance protector premium of $6 (plus. Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada. To be eligible for Job Loss coverage, you must be: A Permanent Employee and you must NOT be a Seasonal Employee. For Comprehensive coverage under $50,000, the monthly premium rate is $1. 00. The MTP3 layer is the network layer that does the routing based on the ss7 point code. No premium will be charged if your previous month's statement balance was zero. P. A hollow concave molding at or near the base of a column. The annual interest rate on this credit card is around average at 20. Information is provided in respect to legal notices and terms for Scotiabank and its affiliates. See certificate for details. All coverage is subject to the terms and conditions outlined in the certificate of insurance which you will receive upon enrolment. the average chlorine content ranges from approximately 40 to 70 percent with the limiting molecular formulas set at C. Life and Critical Illness Insurance for the cardholder and secondary cardholder (joint coverage) on the same Scotiabank Mastercard® account) costs $0. Those working in Washington made the least, with a yearly salary range of $55,463 to $98,266. This comprehensive coverage is available at a monthly premium rate of only $1. Daily Premium Rate ($1. 3 out of 5. Connectivity and network level security for SCCP-based VoIP communication is supported. You can also add optional Scotia Credit Card Protection insurance. The Bank of Nova Scotia In this Certificate of Insurance (“Certificate”) and Your Schedule of Coverage certain words have specific and defined meanings. Fund expenses You do not pay these expenses directly. It is not an annual rate but a minimum return over the term of your Scotiabank Market Linked GIC. Your monthly insurance premium amount is added to your Scotiabank credit card account automatically and is reported on your statement. Charges vary between accounts. How are my Premiums Calculated? Your premium is billed monthly to your line of credit account based on your age and daily balance during the billing period. In the top half of the screen, enter the details of the payment (s) that you would like to stop. Daily Premium Rate means the premium rate divided by $100 multiplied by 12 and then divided by 365. Example of calculating the premium based on daily balances. However, unlike many savings account, GICs are not meant to be touched for a set amount of time. Our Scotia Range has been produced to match the exact colour of any Quick-Step laminate and timber floor, which means there are over 75 colours available. For example, You and Your mean the . And Scotiabank is big, with over 900 locations in Canada, $1,184. Evaluate Non-redeemable GIC and get comprehensive information. They are transferred independently of each other. (416) 815-5500. Personal ; Smal Business ; CommercialBuy Credit Card Balance Protection Insurance for Financial Stability for you and your family in unexpected events. Mortgage default insurance: Is mandatory if your down payment on your home purchase is under 20%. Open a new Scotia Momentum® Visa Infinite* credit card account by October 31, 2023 to qualify. After August 31, 2020, you only earn 1. $0 - $350,000. Enjoy international purchasing power and avoid the worry of carrying cash with Scotiabank's suite of credit card products. 35%. 99% introductory interest rate on purchases for the first 6 months (20. Speak to a Personal Banking Officer today to learn moreYou can still purchase a home with less, but the minimum down payment amounts vary depending on the price of your home. This may go beyond the term of the loan. For the portion of the Account Balance in excess of $25,000, no premium will be assessed. Chart 1 . 22. The insurance premium is $25 (1. Self-Service Transfer means a transfer to your other Scotiabank account without the help. ad hoc paymentsrecurring payments. 79%-27. Please. 650% 2. The monthly premium rates for Life and Critical Illness insurance coverage will be increasing by 5 cents per $1,000 of daily balance. Life Protection: The cost for single Life Protection is $0. Interest rates and inflation. Save money on interest by consolidating higher interest debts. SCOTIA LINE OF CREDIT PROTECTION | PRCT UMMAR ACT T 8 9 For Critical Illness Insurance your coverage will also end on: › The date you turn 65 years old › The date your critical illness claim is approved For Disability Insurance your coverage will also end: › The date you turn 70 years old › The date you reach the maximum lifetime disability benefit of. • For Comprehensive Protection the monthly premium rate is $1. Should an unexpected life event arise, your insured Scotiabank debt could be paid in full, or monthly payments will be maintained for a. Remember my username or card number. It will pay off your outstanding Scotiabank credit card balance, relieving your loved ones of added financial pressure at a difficult time. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive upon enrolment. something given free or at a reduced price with the purchase of a product or service. If the Account is opened on a. Fund expenses You do not pay these expenses directly. 09 per $100 of Your Daily Balance until your 70th birthday, and $0. Then if you hold your savings for more than 90 days, you get the Premium Period interest for 0. A load balancing function assigns each LIM to a service module to distribute the SCCP traffic among the available service modules. Ottawa, Ontario K1G 0Z7 Tel: (613) 237-1590 Fax: (613) 237-5508 Toll free: (844) 237-1590Additional information relating to the Bank, including the Bank’s Annual Information Form, can be located on the SEDAR website at and on the EDGAR section of the SEC’s website at Legal Terms for accessing Scotiabank. Yo u are neve r re quire d to purc hase insuranc e: Ev that is of fered by your distributor; pe from a person who is as signed to yo u; or en if you are required to be insured, TRANS. “Maximum Full Term Return” means the maximum return, expressed as a percentage rate, you may earn on your Scotiabank Market Linked GIC. Debit Cards. O. 21 CLAIM INFORMATION Full Name: Phone #: View Credit Card Insurance Application(1). Your Account balance is insured for up to $50,000, however, premiums are only calculated up to a maximum of $25,000. 65% in interest with the Scotiabank savings account for a limited time. SM. 99% on any unpaid balances you owe, and 22. I never really knew what it was and what it truly entailed until I saw this post about someone else receiving a refund after disputing it. BUSINESS. The interest rate on the card is 20. 1. The Bank of Nova Scotia In this Certificate of Insurance (“Certificate”) and Your Schedule of Coverage certain words have specific and defined meanings. You’re eligible to apply for Scotia Line of Credit Protection if you are: A resident of Canada. each day until the end of the Premium Period. Insurance on credit cards, are provided under a group policy rather than being individually underwritten. Your account number is a subset of your credit card number. Scotia Credit Card Protection: Monday-Friday 8:00am-8:00pm ET: 1-855-753-4272: Scotia Plan Loan Life & Disability Protection:. It covers all sectors, including private and commercial. Coverage is subject to specific limitations and exclusions, including age restrictions, as described in the Certificate of Scotiabank MasterCard Credit Insurance or the Certificate of Scotiabank Visa Credit Insurance. Scotia Aria Conservative Pay Portfolio - Premium Series 2. Earn up to $550 with a Scotiabank banking package and TFSA or RRSP. SPECIMEN Protection Carte de crédit ScotiaMD Attestation d’assurance Chubb du Canada Compagnie d’Assurance-Vie atteste que le ou les assurés dont le nom figureApply for the Scotiabank Gold American Express ® Card and earn 25,000 bonus Scotia Rewards points when you make at least $1,000 in purchases in the first three months. Network Service Part (SS7 SCCP) NSP: Northumberland Strategic. at 1. Your forms can be mailed, faxed or emailed to the contact information provided in the form. Sort. A maximum of five Premium Periods at any one time. com. This report may contain forward-looking statements about the fund. GIC terms range from 30 days to 10 years, so you can. They affect you because they reduce the returns of the Premium T Series units of the Fund. 32 + sales tax, where applicable. Scotia Aria Moderate Defend Portfolio - Premium T Series 2. Scotia Credit Card Protection The Bank of Nova Scotia is not an insurer and this is not an offer of insurance. SCCP phone to SIP phone. The Scotiabank Premium Banking Package includes 1 your choice of either a local currency or US dollar Δ transactional account, together with one or more local currency or US dollar Δ savings accounts. SCCP is a lightweight IP-based protocol for session signaling with Cisco Unified Communications Manager. Preferred rates on fixed and variable rate, closed mortgages for new purchases, switches, refinances and renewals on a Scotia Total Equity® Plan ( STEP) ∆ available through an advisor. a) For a single cheque, you must complete all fields on the screen, including:Scotia is a Latin placename derived from Scoti, a Latin name for the Gaels, first attested in the late 3rd century. Quotidian Premium Rate ($1. Bank The Rest is a savings program exclusive to Scotiabank. 22. topline coverage of a wide range of concepts that will come in useful in lots of different roles. Scotia Credit Card Protection insurance;. 99% on Purchases 22. 3% of each transaction amount (min. 19. Amortization Period - The actual number of years it will take to repay a mortgage loan in full. 85%. So I have SCCP on my credit card and a balance of just under 2000$. py species. Posted Rate. Maltodextrin manufacturing starts with. Buy Credit Chart Account Protection Insurance with Economic Stability for you also your our include unexpected dates. , withdrawal, deposit, transfer). Primary Insured means a. The Program. 00 002 Apr-14 Apr-14 ANNUAL FEE 39. Gather all the necessary documents based on the type of coverage you are applying for. The first is a base rate of 1. As of December 31, 2022, Premium T Series units of the Fund's expenses were 1. a sum over and above a regular price paid chiefly as an inducement or incentive. Ask your representative for a copy, contact 1832 Asset Management L. pdf - PL E Scotia Credit Card Protection M Certificate of Insurance SA Please keep in a safe. com. $4. Aside from waiting a bit and trying again, or restarting Safari or your Mac, you can also change Safari's home page to a different URL. SCOTIA CREDIT CARD PROTECTION CLAIM FORM CRITICAL ILLNESS / HEALTH CRISIS PROTECTION CLAIMANT STATEMENT Unity Managing Underwriters Ltd. Ultimate Package offers homeowners more value. All coverage is subject to the terms and conditions outlined in the. This type of premium is often used for policies with low-risk profiles, such as life insurance or disability insurance. Scotia Aria Conservative Build Portfolio - Premium Series Series Premium Author: 1832 Asset Management L. Scotia Mortgage Protection is underwritten by The Canada Life Assurance Company under a group policy issued to the Bank of Nova Scotia. The Scotiabank Premium Banking Package includes 1 your choice of either a local currency or US dollar Δ transactional account, together with one or more local currency or US dollar Δ savings accounts. 49 per $100 of Your Average . Earn an additional 0. 1. 52). Unlimited debit transactions 3, Interac e-Transfer † transactions, and Scotia International Money Transfers ±. 00. Provincial sales taxes are also added where applicable, and the premium is conveniently charged to Your Account. If I have Scotia Visa Balance Protection or Scotia Credit Card Protection insurance on my credit card, does having a Scotia SelectPay Installment Plan affect my claim benefit? No, having an installment plan does not affect your creditor insurance claim benefit. 1685 E SCCPClaims@umu. Should your checked baggage be delayed more than 10 hours during your trip, you may be reimbursed up to $1,500 per certificate CDN for necessary toiletries and clothing. In this section, we have attempted to explain clearly and briefly the coverages available under this plan. This includes benefits for an eligible Co-Borrower on your Scotiabank credit card account, at no additional charge. a sum in advance of or in addition to the nominal value of something. Flexible payment options. As of December 31, 2022, Premium T Series units of the Fund's expenses were 1. 99% 26. Scotia Mortgage Protection - Life - Medical - Critical Illness - Job Loss. They affect you because they reduce the returns of the Premium T Series units of the Fund. The following definitions apply to these Terms and Conditions: “Cardholder” means the primary cardholder of eligible Scotiabank credit cards. 95 monthly fee, and the BMO Premium Chequing has a $30 monthly fee. Non-redeemable GIC allows you to fix a length of time to benefit from fixed interest rates. 99% on purchases, 22. 90 for every $1,000 invested. ® Scotia® Credit Card Protection Application INFORMATION ABOUT YOU Primary Borrower Name Scotiabank Credit CardScotia Credit Card Protection is a group insurance. Scotiabank Mastercard® Scotiabank Gold Mastercard® Scotiabank MAGNA Mastercard® Scotiabank Mastercard® Business Card Scotiabank AERO™ Business Executive Mastercard® ScotiaLine ScotiaLine Gold; Annual Interest Rate (Financing Charges) - on Purchases & Balance Transfers: 26. PL E Scotia Credit Card Protection M Certificate of Insurance SA Please keep in. D. Example: Suppose the Comprehensive Coverage Amount is $25,000. Scotiabank Access online chat or view ourFAQs Scotia Credit Card Protection premium rates are subject to change. The premium rate for coverage under Scotia Credit Card Protection is $1. 98% of its value, which equals $19. This is a very close one to call; not least because the two exams are aimed at different audiences. . Pam’s Insurance premium for the March billing cycle is $3. 1 With STEP, you’re in control. Insurance is underwritten by GK Life. 5. A copy of the Admission and Discharge summary(or summaries) from the Hospital(s) which clearly identifies your date of admission and date of discharge 3.